Public Records Reading- Mortgages, Do home equity loans show or just reverse and second mortgages?

Posted on July 15, 2011 by Admin

Question by itsjunglepat: Public Records Reading- Mortgages, Do home equity loans show or just reverse and second mortgages?
I read public records when doing RE research so I’m wondering. I guess that only second and reverse mortgages show. And why would someone choose a second mortgage vs home equity loan?
Are we saying that a home equity loan automatically shows as a lien?

Best answer:

Answer by viola f
all mortgages and liens against a property are available if you go to the court house and research the property. and usually people take second mortgages when they already have a first mortgage and a home equity loan is really a second mortgage .

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TexasLending.com to Discuss Rising Home Loan Rates on KLIF AM Radio

Posted on July 13, 2011 by Admin


Dallas, TX (PRWEB) July 08, 2011

Kevin Miller of TexasLending.com, a Texas home loan and mortgage company specializing in Texas refinance loans and Texas reverse mortgages, will be discussing the rising home loan rate environment on his weekend radio show. In Dallas/Fort Worth the show can be heard Saturday on AM 570 KLIF from 1:00 p.m. to 2:00 p.m.

?This week we will focus on the how to make sure you get your loan in before the current home loan rates rise as they are showing signs of being on the rise once again.? stated Kevin Miller.

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Q&A: is there a place that offers home equity loans to people that have bad credit?

Posted on July 13, 2011 by Admin

Question by jmpoct03: is there a place that offers home equity loans to people that have bad credit?
my boyfriend and i own our home with no mortgage. we have around $ 76,000 of equity in our home but have bad credit. is there somewhere we can go for a loan that works with the better business bureau. i want to make sure its legit.

Best answer:

Answer by golferwhoworks
there are what are called hard money lenders all across the U.S. and the rates are high. but you may also depending on scores qualify FHA try that first
I am a mortgage banker in TN & KY

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TexasLending.com to Discuss How to Qualify for FHA Home Loans on KLIF AM Radio

Posted on July 12, 2011 by Admin


(PRWEB) May 20, 2011

Kevin Miller of TexasLending.com, a Texas home loan and mortgage company specializing in Texas refinance loans and Texas reverse mortgages, will be discussing how to qualify for FHA with credit scores as low as 600 for purchase and refinance on his weekend radio show. In Dallas/Fort Worth the show can be heard Saturday on AM 570 KLIF from 1:00 p.m. to 2:00 p.m.

?With rates so low reverse mortgages may never be this attractive again in the future. We will talk about these things and the big move in mortgage rates in recent weeks? stated Kevin Miller.

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Tennessee Home Loans Expert The Mortgage Depot Announces New Florida Home Loan Services

Posted on July 11, 2011 by Admin

Brentwood, TN (PRWEB) March 8, 2007

The Mortgage Depot (http://www.tmdloan.com) is pleased to announce they have received their Florida Correspondent Mortgage Lender License. The company is still maintaining its Tennessee home loans programs, but with this new license they can now assist customers in Florida for refinance or purchase.

Individuals who have worked with the Tennessee home loans programs can attest to how effective The Mortgage Depot can be when searching for either a new home loan or a refinance program that is both easy to understand and affordable.

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How does a home equity loan work?

Posted on July 11, 2011 by Admin

Question by newmoon: How does a home equity loan work?
I need to know all the details and if it is a good choice. I have payed off my vehicle and credit cards and have none, but I have alot of student loan debt. Our dilema are the student loans. And paying them. I have heard about home equity loans and heard about being tax deductible. How do they work? Do they look bad on your credit? How much can you borrow ? Does it add to the years to pay off your house? We only have eleven years left to pay as it is right now. Just wondering what is a good option. I even thought that after I graduate and am working that my pay checks can go all to my student loans. I am just looking for some good ideas without having to stress out about debt and bills and such. We are trying to pay our bills off and so far have done good. But those student loans are looming in the background.

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What is a home equity loan and what is the process to applying/being accepted for one?

Posted on July 10, 2011 by Admin

Question by Phoenix: What is a home equity loan and what is the process to applying/being accepted for one?
I paid roughly $ 90,000 for my home. It was a TLC home and I’ve fixed it up in the past 9 years dramatically. New roof, new walls, siding, porch, heating system, well etc. My home and property was valued at $ 275,000 last year. Does equity play a part in this. Am I eligable for an equity loan? I don’t want to go into it without fully understanding what it is–I also don’t want to go to my banker with stupid questions….Another thing. Im looking to build my own home–hence the loan inquisition.

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Bridge Mortgages Now Offers Fixed Home Equity Loans with Low Intro Rates

Posted on July 9, 2011 by Admin

New York, NY (PRWEB) March 2, 2007

Bridge Mortgages began offering their new fixed rate home equity loan that provides a low introductory interest rate. The second mortgage lending team at Bridge has just released a new home equity product that offers a reduced intro rate for 6 months. The intro mortgage interest rates start as low as 6.25%. These home equity loans are 2nd lien installment mortgages with fixed interest rates with simple interest amortization.

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California Based Home Mortgage Loan Company : Central Loan Center extended it’s services for 16 states of USA

Posted on July 9, 2011 by Admin

(PRWEB) September 9, 2004

With a mindset to aim higher and higher in the areas of financial assistance and services to customers, we are committed to provide customized, timely and the desired loan packages to the people of California and the changing loan needs of the customers. With a high amount of dedication, we are always looking forward to lend a helping hand to customers to ease them off their financial crisis and rescue others who are caught in financial quagmires. Our advanced methodologies help us to expedite all functions of loan origination and processing.

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can i get a home equity loan on a home i just bought that i was gifted equity in it?

Posted on July 7, 2011 by Admin

Question by stephanie b: can i get a home equity loan on a home i just bought that i was gifted equity in it?
we are buying a home from my mother. she is gifting us the equity in the home. can we get an equity loan at the same time as we get our home loan or do we have to wait and how long?

Best answer:

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